Terms of Service

1. Acceptance of Terms

By accessing or using Vibe Quant AI ("VQA", "we", "us", or "our") services, including our website, API, workflows, research content, and related tools, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our services.

2. Service Description

VQA provides AI-powered quantitative research tools and workflows for financial professionals, including:

• AI workflows for financial data processing and analysis
• Research reports and market insights
• API access for programmatic integration
• Educational content and documentation
• Community access and support

3. Important Disclaimers

VQA does not provide personalized investment advice. All content is educational and informational only. You are solely responsible for your investment decisions and their consequences.

4. Subscription and Billing

Our services are offered on a subscription basis with the following terms:

• Subscriptions renew automatically unless cancelled
• Billing occurs in advance for each subscription period
• Refunds are provided at our discretion and subject to our refund policy
• We reserve the right to change pricing with 30 days notice
• Enterprise customers may have separate billing terms in their agreements

5. Intellectual Property

All content, workflows, code, research, and materials provided by VQA are protected by copyright and other intellectual property laws. You may not:

• Reproduce, distribute, or publicly display our content without permission
• Reverse engineer our proprietary algorithms or workflows
• Remove copyright notices or proprietary markings
• Use our content for competitive purposes

6. User Conduct

When using our services, you agree not to:

• Share your account credentials with others
• Attempt to gain unauthorized access to our systems
• Use our services for illegal or harmful purposes
• Interfere with or disrupt our services
• Violate any applicable laws or regulations
• Redistribute our content without proper attribution

7. Limitation of Liability

To the maximum extent permitted by law, VQA shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits, revenue, or business opportunities
• Trading losses or investment losses
• Data loss or corruption
• Service interruptions or downtime

Our total liability for any claim shall not exceed the amount you paid for our services in the 12 months preceding the claim.

8. Termination

We may suspend or terminate your access to our services at any time for violation of these Terms or for any other reason. You may cancel your subscription at any time through your account settings. Upon termination, you will lose access to all subscription features and content.

9. Changes to Terms

We reserve the right to modify these Terms at any time. Material changes will be communicated to users via email or through our platform. Continued use of our services after changes constitutes acceptance of the new Terms.

10. Governing Law

These Terms are governed by the laws of Delaware, United States, without regard to conflict of law principles. Any disputes will be resolved through binding arbitration in Delaware.

11. Contact Information

For legal inquiries or questions about these Terms, please contact us at:

legal@vibequant.ai